(Rs in
Crores) |
|
Q3
As on 31.12.05 |
Q3
As on 31.12.04 |
Growth
(%) |
Q2
As on 30.09.05 |
Sequential
Growth (%) |
| Networth after minority interest (Rs. crore) |
3689.58 |
2013.69 |
83.22 |
3473.57 |
6.22 |
| Book Value per Share (Rs.) |
82.60 |
58.08 |
42.22 |
77.76 |
6.22 |
| Adjusted Book Value per Share (Rs.) Net of NPAs |
81.68 |
49.48 |
65.08 |
72.51 |
12.65 |
| EPS (Rs.) |
20.09 |
18.37 |
9.36 |
15.07 |
33.31 |
| Gross NPAs (Rs. crore) |
1252.23 |
1297.79 |
-3.51 |
1265.47 |
-1.05 |
| Gross NPAs (%) |
4.52 |
6.24 |
|
5.03 |
|
| Net NPAs (Rs. crore) |
220.76 |
297.81 |
-25.87 |
234.53 |
-5.87 |
| Net NPAs (%) |
0.83 |
1.51 |
|
0.97 |
|
| Provision Cover (%) |
82.20 |
77.05 |
|
81.20 |
|
| Annualised Return on Assets (%) |
1.78 |
1.51 |
|
1.35 |
|
| Annualised Return on Networth (%) |
30.00 |
37.40 |
|
24.10 |
|
| Net Interest Margins (NIM) (%) |
3.19 |
3.60 |
|
3.07 |
|
| Capital Adequacy Ratio (CAR) (%) |
12.60 |
12.11 |
|
13.32 |
|
| Interest Cost / Total Income (%) |
50.58 |
49.47 |
|
50.21 |
|
| Credit / Deposit (%) |
62.10 |
54.50 |
|
57.57 |
|
| Low Cost / Total Deposits (%) |
39.47 |
38.41 |
|
38.35 |
|
| Average Cost of Deposits (Rs. crore) |
4.99 |
4.76 |
|
5.04 |
|
| Current Accounts (Rs. crore) |
3569.51 |
2837.39 |
25.80 |
3160.04 |
12.96 |
| Savings Accounts (Rs. crore) |
14047.61 |
11812.13 |
18.93 |
13601.00 |
3.28 |
| CASA Ratio (%) |
25.41 |
24.02 |
|
23.23 |
|
| Network |
|
|
|
|
|
| Branches |
1973 |
1938 |
1.81 |
1964 |
0.46 |
| Extension Counters |
151 |
140 |
7.86 |
149 |
1.34 |
| Offsite ATMs |
40 |
11 |
263.64 |
11 |
263.64 |
| Total Network |
2164 |
2089 |
3.59 |
2124 |
1.88 |
| Geographical Locations |
|
|
|
|
|
| State/ Union Territories covered |
30 |
30 |
|
30 |
|
| State Capitals covered |
26 |
26 |
|
26 |
|
| Total Employees |
19102 |
19102 |
0 |
19151 |
-0.26 |
