|
(Rs
in lacs) |
|
Particulars |
Quarter Ended
(Audited) |
Year Ended
(Audited) |
Year Ended
(Audited)
(Consolidated) |
| 31.03.2006 |
31.03.2005 |
31.03.2006 |
31.03.2005 |
31.03.2006 |
31.03.2005 |
| 1. |
Interest Earned (a) + (b) + (c)
+(d) |
103790.52 |
83061.73 |
376724.37 |
318559.88 |
376724.00 |
318559.00 |
| (a) |
Interest/discount on advances/bills |
63623.49 |
44630.70 |
219139.32 |
168258.27 |
219139.00 |
168258.00 |
| (b) |
Income on investments |
37193.79 |
37155.03 |
148842.53 |
146210.32 |
148842.00 |
146210.00 |
| (c) |
Interest on balances with Reserve
Bank of India and other inter bank funds |
2072.32 |
1217.41 |
7039.54 |
4011.44 |
7040.00 |
4011.00 |
| (d) |
Others |
900.92 |
58.59 |
1702.98 |
79.85 |
1703.00 |
80.00 |
| 2. |
Other Income |
17234.83 |
13852.62 |
60668.84 |
63987.84 |
61449.00 |
65462.00 |
| A. |
TOTAL INCOME
(1)+(2) |
121025.35 |
96914.35 |
437393.21 |
382547.72 |
438173.00 |
384021.00 |
| 3. |
Interest Expended |
57918.86 |
49582.87 |
218979.63 |
182156.02 |
218656.00 |
182023.00 |
| 4. |
Operating Expenses (e)+(f) |
29692.80 |
25228.65 |
115998.72 |
107013.19 |
116222.00 |
94559.00 |
| (e) |
Payments to and provisions for
employees |
16746.35 |
13566.67 |
68109.83 |
68053.63 |
68130.00 |
55571.00 |
| (f) |
Other operating expenses |
12946.45 |
11661.98 |
47888.89 |
38959.56 |
48092.00 |
38988.00 |
| B. |
TOTAL EXPENDITURE (3) + (4)
(excluding Provisions and Contingencies) |
87611.66 |
74811.52 |
334978.35 |
289169.21 |
334878.00 |
276582.00 |
| C. |
OPERATING PROFIT (A - B)
(Profit before Provisions and Contingencies) |
33413.69 |
22102.83 |
102414.86 |
93378.51 |
103295.00 |
107439.00 |
|
D. |
Provisions and Contingencies (net ) |
17007.29 |
12150.40 |
26929.83 |
33672.88 |
26836.00 |
33688.00 |
| ---Of which Provisions for
non-performing assets |
4100.00 |
5500.00 |
7680.00 |
4000.00 |
7587.00 |
4000.00 |
| E. |
Provision for taxes |
1356.72 |
2020.54 |
4872.48 |
5526.19 |
4910.00 |
5515.00 |
| F. |
Net Profit
(C - D - E) |
15049.68 |
7931.89 |
70612.55 |
54179.44 |
71549.00 |
68236.00 |
| 5. |
Paid-up equity share capital |
44670.00 |
34670.00 |
44670.00 |
34670.00 |
44670.00 |
34670.00 |
| 6. |
Reserves excluding revaluation
reserves |
260242.47 |
138069.70 |
260242.47 |
138069.70 |
271248.00 |
148075.00 |
| 7. |
Analytical Ratios |
|
|
|
|
|
|
| (i) |
Percentage of shares held by
Government of India (%) |
55.23 |
71.16 |
55.23 |
71.16 |
55.23 |
71.16 |
| (ii) |
Capital Adequacy Ratio
(%) |
13.37 |
12.53 |
13.37 |
12.53 |
13.92 |
13.33 |
| (iii) |
Earning per share (Rs.)
|
3.37* |
2.29* |
16.06 |
15.63 |
16.28 |
16.08 |
| (iv) |
(a) Amount of Gross Non-performing
assets |
118383 |
128427 |
118383 |
128427 |
118481 |
128644 |
| |
(b) Amount of Net Non-performing
assets |
24609 |
27070 |
24609 |
27070 |
24635 |
27070 |
| |
(c ) % of Gross NPAs |
3.94 |
5.80 |
3.94 |
5.80 |
3.94 |
5.81 |
| |
(d) % of Net NPAs |
0.84 |
1.28 |
0.84 |
1.28 |
0.84 |
1.28 |
| (v) |
Return on Assets (annualised) |
1.14 |
0.65 |
1.42 |
1.33 |
1.42 |
1.23 |
| 8. |
Aggregate of Non-promoter share
holding |
|
|
|
|
|
|
| |
-- Number of shares |
200000000 |
100000000 |
200000000 |
100000000 |
200000000 |
100000000 |
| |
--Percentage of share holding |
44.77 |
28.84 |
44.77 |
28.84 |
44.77 |
28.84 |
| 9. |
Number of investor complaints |
|
|
|
|
|
|
| |
------Received |
678 |
1907 |
4492 |
5230 |
4492 |
5230 |
| |
----- Disposed off |
676 |
1907 |
4490 |
5230 |
4490 |
5230 |
| |
-----Lying unresolved |
2 |
NIL |
2 |
NIL |
2 |
NIL |
