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Credit Schemes

Benchmark PRIME LENDING RATE
BENCHMARK PLR

12.00%p.a.

(w.e.f. from 01.07.2009)
--Retail Scheme--
For Interest Rates please refer schemes under Product > Retail Credit Products
   
     

SME Finance

S.No.

Loan Slab

Micro Enterprises

Small & Medium Enterprises

1

i. Loan up to Rs.50000/-

8.75% (Fixed)

9.25% (Fixed)

2

ii. Above Rs.50000/- to Rs.5.00 lacs.

PLR –3.00%

PLR –2.50%

3

iii. Above Rs.5.00 lakh to Rs.10.00 lacs.

PLR –2.5%

PLR –2.00%

4

iv. Rs.10.00 lacs & above (Linked to Rating of the account)

AB –1 : PLR –2.5%

AB–1 : PLR –2.00%

AB -2 : PLR –2.5%

AB-2 : PLR –2.00%

AB –3: : PLR –1.5%

AB - 3 : PLR - 1%

Other rated accounts:PLR - 0.5%

Other rated accounts: PLR

5

For New and / or Green Field Projects for Rs.2.00lacs and above

PLR -0.50%

PLR

 

     
SEZMART (Finance Exporters for purchase of Showroom/Place in the Export Mart)

Tenure

Interest Rate

Up to 3 years PLR -2.5% p.a with monthly rest
Above 3 years PLR -1.5% p.a with monthly rest
    

Agricultural advances and advances from Bank to SHGs.

Loan Limit

Rate of Interest

Upto Rs 50000/-

9.75 % p.a. (Fixed)

Above Rs 50000/- & upto Rs 2.00 lacs

PLR – 2.00%

Above Rs 2.00 lacs & upto Rs 5.00 lacs

PLR – 0.50%

Above Rs 5.00 Lacs

PLR + 0.50%

For further details please contact our nearest Branch.

   
   
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