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SECTION 'A'
SERVICE CHARGES FOR DEPOSIT ACCOUNTS
& OTHER MISCELLANEOUS ISSUES
1(A) ISSUANCE OF DEMAND DRAFT/MT/TT
Amount Slab |
Revised Rates |
| Up to Rs.1,000 |
Rs.20 |
| Above Rs.1,000 up
to Rs.5,000 |
Rs.30 |
| Above Rs.5,000 up
to Rs.10,000 |
Rs.35 |
| Above Rs.10,000 |
Rs.2.50 per
Rs.1,000 or part thereof,
Minimum Rs.40, Maximum Rs.12,000 |
Note :
i. In case of DD issued against cash,
additional 50% charges will be levied.
ii. Postage / out of pocket expenses will be
levied extra as the case may be.
1 (B) DEMAND DRAFT DUPLICATION &
REVALIDATION/CANCELLATION
Name of Items
|
Revised Rates |
| Issuance of
Duplicate Demand Draft |
Rs. 100 per
Instrument |
|
Revalidation/Cancellation of Demand Draft |
Rs. 100 per
Instrument |
2 (A)
ISSUANCE OF BANKERS’ CHEQUE/PAY ORDER
| Amount Slab |
Revised Rates |
Up to Rs.1,000 |
Rs.20 |
| Above Rs.1,000 up
to Rs.5,000 |
Rs.30 |
| Above Rs.5,000 up
to Rs.10,000 |
Rs.35 |
| Above Rs.10,000 |
Rs.2.50 per
Rs. 1,000 or part thereof,
Minimum Rs. 40, Maximum Rs.12,000 |
2(B) BANKERS' CHEQUE/PAY ORDER
DUPLICATION & REVALIDATION/ CANCELLATION
| Name
of Items |
Revised Rates |
Issuance of Duplicate Bankers’ Cheque/Pay Order |
Rs. 100 per Instrument |
|
Revalidation/Cancellation of Bankers Cheque/Pay Order |
Rs. 100 per Instrument |
3.
COLLECTION OF OUTSTATION CHEQUES
Amount Slab |
Revised Rates |
| Up to Rs.1,000 |
Rs.25 |
| Above Rs.1,000 up
to Rs.10,000 |
Rs.45 |
| Above Rs.10,000
up to Rs.1 lac. |
Rs. 4.50 per Rs.
1,000 or part thereof |
| Above Rs.1 lac. |
Rs. 3.50 per Rs.
1,000 or part thereof, Minimum Rs. 450, Maximum Rs. 25,000
|
Note : Actual Postage / out of pocket expenses
will be levied extra.
4. COLLECTION OF BILLS
Name of the Items |
Revised Rates |
| Up to Rs.10,000 |
Rs. 100 per
Instrument |
| Above Rs.10,000 |
Rs. 10 per Rs.
1,000 or part thereof |
Note : Actual Postage / out
of pocket expenses will be levied extra.
5. HANDLING CHARGES FOR
CHEQUES / BILLS RETURNED UNPAID
Name of Items |
Revised Rates |
| Local
Cheque |
Rs.50
per Instrument |
|
Outstation Cheque & Local/Outstation Bills |
Rs.
100 per Instrument |
Note :The above
charges are to be realized under intimation to the party. Postage
will be realized extra.
6.
CLOSURE OF ACCOUNTS @
Type of Account |
Revised Rates |
| Savings Bank A/c With Cheque Book
Without Cheque Book |
Rs.100
Rs.50 |
| Current A/c |
Rs.150 |
Note :
@ The Service Charges are levied if the A/c. is
closed within one year of opening, excepting on the following
case–
Where Account
is transferred to another branch,
Opening of
another A/c in joint names,
Death of the
A/c holder,
Pensioner
without Cheque Book.
7.0
PENAL CHARGES FOR FALL IN MINIMUM BALANCE
Name of the Items |
Revised Rates |
|
Savings Bank with Cheque Book |
Rs.25 per Month |
|
Savings Bank without Cheque Book |
Rs.20 per Month |
|
Current A/c : Individual |
Rs.100 per Occasion |
|
Current A/c : Others. |
Rs.150 per Occasion |
N.B.
The above penal charges are to be realized under intimation to
the party. Necessary modifications of software are to be made for
immediate realization of penal charges as also for automatic
provision for printing of the intimation letters to the party
through the software.
7.1 Minimum Balance Criteria for
Savings Bank Account
| |
Revised Rates |
Name of the Items |
Rural Branch |
Other Branch |
| With
Cheque Book for general |
Rs.500 |
Rs.500 |
| With
Cheque Book for pensioners |
Rs.250 |
Rs.250 |
|
Without Cheque Book for general |
Rs.100 |
Rs.100 |
|
Without Cheque Book for pensioners |
Rs.5 |
Rs.20 |
7.2 Minimum
Balance Criteria for Current Account
| |
Revised |
Name of
the
Items |
Rural Branch |
Other Branch |
Individual |
Rs.1,000 |
Rs.2,500 |
Others |
Rs.2,500 |
Rs.5,000 |
8. CHEQUE BOOK CHARGES FOR
SB/CURRENT/CC/OD ACCOUNTS
Name of the Items |
Revised Rates |
MICR Cheques :
Savings Bank A/c, Current, CC, OD A/c |
Rs.2.50 per
cheque leave |
Non-MICR Cheques:
Savings Bank A/C Current, CC, OD A/c |
Rs.2.00 per
cheque leave |
Note :
- 60 cheque leaves will be allowed
free to S.B. individual A/c. holders in a calendar year.
- For cheques for the purpose of
Post Dated Cheques (PDC) for our bank, no charges should be
levied. However, for repayment of loans to other banks/FIs,
double of usual charges shall be realized.
9.
ELECTRONIC FUND TRANSFER (EFT)
Amount Slab |
Revised Rates |
| Up
to Rs.10,000 |
Rs.35 per Transaction |
|
Above Rs.10,000 up to Rs.1 lac |
Rs. 3.00 per Rs. 1,000 or part thereof,
Minimum Rs. 35 |
|
Above Rs.1 lac |
Rs. 2.50 per Rs. 1,000 or part thereof,
Minimum Rs. 300, Maximum
Rs. 15,000 |
10. REMITTANCE THROUGH 'REAL
TIME GROSS SETTLEMENT' (RTGS)
Service Charges |
Revised Rates |
|
Local Inward Remittance |
Nil |
|
Outstation Inward Remittance |
Nil |
|
Local Outward Remittance |
Nil |
|
Outstation Outward Remittance |
Re. 1 per Rs.1,000, Minimum Rs.100,
Maximum Rs.2,000 |
11. SAFE CUSTODY CHARGES
Name of Items |
Revised Rates |
Scrips |
Rs. 5
per Scrip or part thereof, Minimum Rs. 50. |
Sealed Covers. |
Rs.
250 per Cover |
Sealed Boxes |
Rs. 2,000 per Box |
|
Bank’s own Deposit Receipt |
Nil |
12.0 ELECTRONIC CLEARING
SERVICES (ECS)
The Service Charges on Electronic Clearing Services (ECS) is to be levied only on Corporate Bodies/Institutions. Rs.40/- per entry would be charged from all types of accounts for returning of cheques unpaid due to insufficient funds in case of Debit Clearing.
12.1 ECS Charges for Credit Clearing
Number of Entries |
Revised Rates |
Up to 10,000 entries |
Rs. 3
per entry + RBI or Destination Bank Charges if any. |
Above 10,000 up to 1 lac entries |
Rs. 2
per entry + RBI or Destination Bank Charges if any. Minimum Rs.
30,000 |
Above 1 lac entries |
Re. 1 per entry + RBI or Destination Bank Charges if any.
Minimum Rs. 2,00,000
|
12.2 ECS Charges for Debit Clearing
Name of the Items |
Revised Rates |
Debit Clearing |
Re. 1
per transaction + RBI or Destination Bank Charges if any,
Minimum Rs. 2,750 |
Returning Charges on account of insufficient funds |
Rs.
40 per entry |
Full waiver in respect of Income Tax Refund Orders |
Nil |
12.3 ECS Charges for Sponsor Bank, Destination
Bank and/or RBI
ECS Charges |
Revised Rates |
Sponsor Bank |
RBI
or Destination Bank Charges if any, Minimum Rs. 2750 |
Charges payable to Destination Bank and/or RBI |
On
actual basis, i.e. as waived/by the guidelines of RBI |
13. ISSUANCE OF SOLVENCY
CERTIFICATES
Amount Slab |
Revised Rates |
Up to Rs.5 lacs |
Rs.
1,000 |
Above Rs.5 lacs up to Rs.10 lacs |
Rs.
2,500 |
| Above
Rs.10 lacs up to Rs.25 lacs |
Rs.
3,000 |
| Above
Rs.25 lacs upto Rs. 50 lacs |
Rs.
7,500 |
| Above
Rs. 50 lacs |
Rs.
15,000 |
14(A)
LOCKER RENT
Type |
Inner Volume
(Cu. Inches) |
Classification |
Revised Rates |
| |
|
|
Metro/Urban Branch |
Semi Urban/ Rural Branch |
A* |
539 |
Small |
Rs.600 |
Rs.500 |
B |
859 |
Medium |
Rs.800 |
Rs.650 |
C* |
1186 |
Medium |
Rs.900 |
Rs.750 |
D |
1337 |
Medium |
Rs.1,000 |
Rs.900 |
HI |
1828 |
Large 1 |
Rs.1,500 |
Rs.1,200 |
E |
1878 |
Large 1 |
Rs.1,500 |
Rs.1,200 |
F* |
2786 |
Large 2 |
Rs.2,700 |
Rs.2,700 |
G |
2844 |
Large 2 |
Rs.2,700 |
Rs.2,700 |
H |
3987 |
V.L |
Rs.3,000 |
Rs.3,000 |
L |
6297 |
E.L |
Rs.4,000 |
Rs.4,000 |
Note : * Our
existing common size.
14(B) DISCOUNTS FOR CUSTOMERS PAYING
LOCKER RENT IN ADVANCE
Locker Rent paid in Advance |
Revised Rates |
If Locker Rent of 3 years paid in advance |
10%
Discount |
If Locker Rent of 5 years paid in advance |
15%
Discount |
14(C) PENAL CHARGES FOR LOCKER RENT IN DEFAULT
Size of the Locker |
Revised Rates |
Small & Medium |
Rs.
30 per Quarter or part thereof |
Large |
Rs.
60 per Quarter or part thereof |
| VL & EL |
Rs. 100 per Quarter or part thereof |
Note :
The locker rents are to be realized in the 1st quarter of the financial year i.e. within 30th June. Any default or not maintaining the requisite balance in the account will attract penalty charges (excluding Staff members of the Bank). In TBM branches, provision for automatic realization of locker rent as also realization of penal charges in respect of default in payment of locker rent should be made available with provision for printing of intimation letter to the party for such realization. Prior to levying Penal Charges as shown above, Notice to the Locker Holder must be given in advance.
15. INTERNATIONAL DEBIT-Cum-ATM CARD
SERVICE
Name of the Items |
Revised Rates |
Membership fee |
Nil |
Late Payment fee |
Nil |
Interest Charges |
Nil |
Annual fee |
Rs.100 per annum, (Waived for 1st year) |
Renewal Charges |
Rs.100 |
Card Replacement Charges |
Rs.100 |
For Duplicate PIN |
Nil |
Transaction Charge for using
Bank’s Own ATM |
Nil |
Transaction Charge for Partner Banks connected through
NFS Network |
Rs.20 (all inclusive) for Cash Withdrawal &
Rs. NIL for Balance Enquiry |
Transaction Charge for Banks connected through
VISA Network (India) |
Rs.20 (all inclusive) for Cash Withdrawal &
Rs. NIL for Balance
Enquiry |
Transaction Charge for Banks connected through
VISA Network (Abroad) |
Rs.125 for Cash Withdrawal &
Rs.30 for Balance Enquiry
|
Point of Sale (POS) Transaction Charges |
Nil |
| Using Card at Petrol Pumps |
2.50% or Rs.10 Minimum |
| Using Card for Railway Ticket
Reservations |
2.50% |
NFS MEMBER BANKS
| S. No. |
NAME OF BANK |
| 1 |
ALLAHABAD BANK |
| 2 |
ANDHRA BANK |
| 3 |
AXIS BANK |
| 4 |
BANK OF BARODA |
| 5 |
BANK OF MAHARASHTRA |
| 6 |
CANARA BANK |
| 7 |
CATHOLIC SYRIAN BANK |
| 8 |
CITY UNION BANK |
| 9 |
CORPORATION BANK |
| 10 |
COSMOS CO-OPERATIVE BANK LIMITED |
| 11 |
DENA BANK |
| 12 |
DEVELOPMENT CREDIT BANK |
| 13 |
DHANLAKSHMI BANK LTD. |
| 14 |
HDFC |
| 15 |
ICICI BANK |
| 16 |
IDBI BANK |
| 17 |
INDIAN BANK |
| 18 |
INDIAN OVERSEAS BANK |
| 19 |
INDUSIND BANK |
| 20 |
JAMMU KASHMIR BANK LTD. |
| 21 |
KARNATAKA BANK |
| 22 |
KARUR VYSYA BANK |
| 23 |
ORIENTAL BANK OF COMMERCE |
| 24 |
PUNJAB NATIONAL BANK |
| 25 |
SOUTH INDIAN BANK |
| 26 |
TAMILNADU MERCANTILE BANK |
| 27 |
UNION BANK OF INDIA |
| 28 |
UNITED BANK OF INDIA |
| 29 |
VIJAYA BANK |
| 30 |
YES BANK |
16. OTHER ITEMS
|
Name of Items |
Revised Rates |
| Issuance of
Duplicate Pass Book/Statement |
Rs.40 for Latest
entry
Rs.50 for previous Entry/page |
| Ledger Folio
Charges for CT A/c, CC A/c & OD A/c |
Rs.60 per Ledger
Page |
| Issuance of
additional Statement of Accounts for CT A/c, CC A/c & OD A/c |
Rs.60 per
Additional Statement, 1 month free |
| Remittance
against Tender of Cash |
50% over & above
normal rate |
|
Standing Instructions (SI) |
Rs.100 per Instruction. |
| Stop Payment
Instructions |
Rs.50 per
Instrument. |
Issuance of Travellers’ Cheques |
Re. 0.50 per
Rs.100, Minimum Rs.10 |
| Issuing
certificates pertaining to securities/ list of securities lodged |
Rs.100 per
certificate. |
| Issue of No-dues
certificate/balance confirmation |
Rs.50 per
certificate, Nil-If within Service Area. |
| Attestation of
customer’s signature on share transfer form/LIC Policy/UTI certificates etc. |
Rs.50 per
Instrument. |
Turnover commission on Govt. Business.
(viz. CBEC, CBDT etc) |
@11.22 paise per Rs. 100 |
Handling/Incidental Charges for In-operative/ Dormant
Current A/c
(If balance is below Rs.50,000)
|
Rs.75
per half year |
| Collection of
Deposit receipts on maturity from Other Bank |
Collecting bank shall levy charges as applicable to remittances. In case of local collection, charges as applicable to Bankers’ Cheque, be levied |
Sharing of commission when instrument is collected
through branch of another bank
|
At centers where the remitting bank has no branch, the commission on Bills/ Cheques will be shared by the remitting bank & collecting bank on 50:50 basis, i.e. remitting bank to charge 50% & collecting bank to charge 50% of the applicable rate. |
Loss of Token
|
Rs.100 per token |
| Presentation of
Usance Bills for acceptance |
Rs.100 per Bill |
| Enquiry relating
to old record
(Enquiry upto 12 months old – Free) |
Enquiry above 1 year but upto 3 years - Rs.100
Enquiry above 3 years but upto 5
years - Rs.200
Enquiry Above 5 years – Rs.500 |
| Penalty charges
for depositing delayed instalments in R/D account |
Rs.1.50 per Rs.100 per month for 5 years or less
Rs.2.00 per Rs.100 per month for more
than 5 years
|
|
Deposit of cash in bulk |
Rs.100 per 1000 pieces of currency
notes of any denomination |
|
Selling of Prospectus & Application Forms for Educational Institutions /
Housing Boards / Other Organizations |
5% of the Prospectus & Application
amount.
Minimum Rs. 50
|
Note:
- P & T and other out of pocket expenses to be realized on actual basis over and above the Service Charges,
- ‘Service Tax’ to be levied extra as per circularized instruction.
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