|
(Rs in Lac) |
| |
Particulars |
Quarter Ended
30.06.2005 (Reviewed) |
Quarter Ended
30.06.2004 (Reviewed) |
Year Ended 31.03.2005
(Audited) |
| |
|
|
|
|
1. |
Interest Earned
(a) + (b) + (c) +(d) |
88191.28 |
72724.93 |
318559.88 |
| (a) |
Interest/discount on advances/bills |
48559.93 |
36864.29 |
168258.27 |
| (b) |
Income on investments |
38010.85 |
34952.77 |
146210.32 |
| (c) |
Interest on balances with Reserve Bank of India and other inter bank funds |
1584.17 |
905.00 |
4011.44 |
| (d) |
Others |
36.33 |
2.87 |
79.85 |
| 2. |
Other Income |
12223.86 |
25977.83 |
63987.84 |
| A |
TOTAL INCOME |
100415.14 |
98702.76 |
382547.72 |
| 3. |
Interest Expended |
52221.00 |
43900.32 |
182156.02 |
| 4. |
Operating Expenses (e) + (f) |
25156.67 |
22963.82 |
93130.19 |
| (e) |
Payments to and provisions for employees |
14470.64 |
15396.93 |
54170.63 |
| (f) |
Other operating expenses |
10686.03 |
7566.89 |
38959.56 |
| B |
TOTAL EXPENDITURE (3) + (4)
(excluding Provisions and Contingencies) |
77377.67 |
66864.14 |
275286.21 |
| C |
OPERATING PROFIT (A - B) (Profit before Provisions and
Contingencies) |
23037.47 |
31838.62 |
107261.51 |
| D |
Other Provisions and Contingencies |
5783.81 |
15373.57 |
47555.15 |
| of which Provision for NPA |
1000.00 |
6500.00 |
4000.00 |
| E |
Provision for taxes |
955.45 |
2700.00 |
5526.92 |
| F |
Net Profit (C - D - E) |
16298.21 |
13765.05 |
54179.44 |
| 5. |
Paid-up equity share capital |
44670.00 |
34670.00 |
34670.00 |
| 6. |
Reserves excluding revaluation reserves (as per balance sheet of previous
accounting year) |
138069.70 |
132080.66 |
138069.70 |
| 7. |
Analytical Ratios |
55.23 |
71.16 |
71.16 |
| (i) |
Percentage of shares held by Government of India (%) |
| (ii) |
Capital Adequacy Ratio (%) |
13.80 |
12.33 |
12.53 |
| (iii) |
Earning per share (Rs.) |
3.90* |
3.97* |
15.63 |
| (iv) |
a) Amount of Gross Non Performing Assets |
124934.00 |
138695.00 |
128427.00 |
| |
b) Amount of Net Non Performing Assets |
21992.00 |
27353.00 |
27070.00 |
| |
c) Percentage of Gross NPAs |
5.37 |
8.03 |
5.80 |
| |
d) Percentage of Net NPAs |
0.99 |
1.69 |
1.28 |
| (v) |
Return on Assets (Annualised) |
1.36 |
1.45 |
1.20 |
| 8 |
Aggregate of non-Promoter Share holding |
|
|
|
| |
- No of Share holding |
200000000.00 |
100000000.00 |
100000000.00 |
| |
- Percentage of Share holding |
44.77 |
28.84 |
28.84 |
| 9 |
No of Investor Complaints |
|
|
|
| |
- received |
1911 |
1493 |
5230 |
| |
- disposed off |
1911 |
1492 |
5230 |
| |
- lying unresolved |
NIL |
1 |
NIL |
