|
| PARTICULARS |
Quarter Ended (Audited) |
Year Ended (Audited) |
Year Ended ( Audited) Consolidated |
| |
|
3/31/2008 |
3/31/2007 |
3/31/2008 |
3/31/2007 |
3/31/2008 |
3/31/2007 |
| 1 |
Interest Earned (a)+(b)+ ( c ) + ( d) |
172001.05 |
139410.41 |
627966.77 |
488386.28 |
627967.00 |
488386.00 |
| (a) |
Interest/discount on advances/bills |
123217.67 |
95626.12 |
445983.03 |
324828.82 |
445983.00 |
324829.00 |
| (b) |
Income on investments |
48336.03 |
40659.06 |
177792.14 |
153650.79 |
177792.00 |
153651.00 |
| (c) |
Interest on balances with Reserve Bank of India and other inter bank funds |
447.20 |
3112.32 |
4062.67 |
8634.83 |
4063.00 |
8635.00 |
| (d) |
Others |
0.15 |
12.91 |
128.93 |
1271.84 |
129.00 |
1271.00 |
| 2 |
Other Income |
26015.46 |
12518.75 |
85630.55 |
37640.21 |
87674.00 |
38335.00 |
| 3 |
TOTAL INCOME (1) + (2) |
198016.51 |
151929.16 |
713597.32 |
526026.49 |
715641.00 |
526721.00 |
| 4 |
Interest Expended |
127745.90 |
90888.63 |
449887.95 |
313311.77 |
449888.00 |
313181.00 |
| 5 |
Operating Expenses (i) + (ii) |
33274.40 |
28719.21 |
115758.34 |
102723.48 |
115826.00 |
102794.00 |
| (i) |
Employee Cost |
19549.43 |
17074.33 |
68988.06 |
62071.68 |
69018.00 |
62101.00 |
| (ii) |
Other Operating Expenses |
13724.97 |
11644.88 |
46770.28 |
40651.80 |
46808.00 |
40693.00 |
| 6 |
Total Expenditure (4+5) excluding provisions and contingencies |
161020.30 |
119607.84 |
565646.29 |
416035.25 |
565714.00 |
415975.00 |
| 7 |
Operating Profit before Provisions and contingencies (3-6) |
36996.21 |
32321.32 |
147951.03 |
109991.24 |
149927.00 |
110746.00 |
| 8 |
Provisions ( other thn tax) and contingencies |
17601.98 |
13020.06 |
35736.74 |
26452.84 |
35692.00 |
26313.00 |
| 9 |
Exceptional Items |
0 |
0 |
0 |
0 |
0 |
|
| 10 |
Profit (+)/Loss (-) from ordinary Activities before Tax (7-8-9) |
19394.23 |
19301.26 |
112214.29 |
83538.40 |
114235.00 |
84433.00 |
| 11 |
Tax Expenses |
2443.52 |
6727.59 |
14740.05 |
8524.27 |
14837.00 |
8558.00 |
| 12 |
Net Profit (+)/Loss (-) from ordinary Activities after Tax (10-11) |
16950.71 |
12573.67 |
97474.24 |
75014.13 |
99398.00 |
75875.00 |
| 13 |
Extraordinary items (net of tax expenses) |
0 |
0 |
0 |
0 |
0 |
|
| 14 |
Net Profit (+)/Loss (-) for the period (12-13) |
16950.71 |
12573.67 |
97474.24 |
75014.13 |
99398.00 |
75875.00 |
| 15 |
Paid-up equity share capital ( Face Value of the Share shall be indicated |
44670.00 |
44670.00 |
44670.00 |
44670.00 |
44670.00 |
44670.00 |
| 16 |
Reserves excluding revaluation reserves (as per balance sheet of previous accounting year |
392218.06 |
314664.16 |
392218.06 |
314664.16 |
408518.00 |
326465.00 |
| 17 |
Analytical Ratios |
|
|
|
|
|
|
| (i) |
Percentage of shares held by Government of India |
55.23 |
55.23 |
55.23 |
55.23 |
55.23 |
55.23 |
| (ii) |
Capital Adequecy Ratio (%) |
12.04 |
12.52 |
12.04 |
12.52 |
12.26 |
13.92 |
| (iii) |
Earning per share ( Rs.) ** |
|
|
|
|
|
|
| (a) |
Basic and diluted EPS before Extraordinary items |
3.79 |
2.81 |
21.82 |
16.79 |
22.25 |
16.99 |
| (b) |
Basic and diluted EPS after Extraordinary items |
3.79 |
2.81 |
21.82 |
16.79 |
22.25 |
16.99 |
| (iv) |
NPA Ratios |
|
|
|
|
|
|
| a) (i) |
Gross NPA |
101051.00 |
109359.00 |
101051.00 |
109359.00 |
101113.00 |
109362.00 |
| (ii) |
Net NPA |
39981.00 |
44019.00 |
39981.00 |
44019.00 |
39981.00 |
44021.00 |
| b) (i) |
% of Gross NPA |
2.00 |
2.61 |
2.00 |
2.61 |
2.00 |
2.61 |
| (ii) |
% of Net NPA |
0.80 |
1.07 |
0.80 |
1.07 |
0.80 |
1.07 |
| (c) |
Return on Assets |
0.23 |
0.77 |
1.32 |
1.26 |
1.33 |
1.25 |
| 18 |
Public Shareholding |
|
|
|
|
|
|
| |
Number of shares |
200000000 |
200000000 |
200000000 |
200000000 |
200000000 |
200000000 |
| |
Percentage of shareholding |
44.77 |
44.77 |
44.77 |
44.77 |
44.77 |
44.77 |
