Eligibility
- Applicant must have National Savings Certificate / Kisan Vikas Patra in own name.
Purpose
- Any Business / Personal purpose other than for speculative ones.
Loan Amount
Age of NSC/KVP |
Loan Amount |
More than 3 years |
100% of face value |
More than 2 years but less than 3 years |
90% of face value |
Less than 2 years |
75% of face value |
Minimum loan amount is Rs.10,000/ subject to prescribed margins with no upper ceiling.
Click here for Rate of interest
Repayment Period
- Loan to be liquidated within the tenure of the instruments or earlier.
Repayment
- By Equated Monthly Installment (For Term Loan)
Click here for Processing Fees, Prepayment Penalty, Documentation Charges, Mortgage and other charges
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